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  • The Guardian

    Mortgage lending edges up but remains subdued.

    Mortgage lending in February was 6% higher than January, but remains 6% lower than 12 months ago, the CML said.






Jargon Buster


A glossary of commonly used consumer finance terms


Within all aspects of consumer finance: Mortgages, Loans, Credit Cards or Savings the use of jargon and accepted industry terms is widespread. Our comprehensive jargon buster explains what those terms mean in an effort to demystify consumer finance.





Gazumping


Where the seller accepts a higher bid after accepting you offer.


Gross Interest


The interest paid on a savings account before the deduction of tax.


Ground Rent


When you are a leaseholder you will probably have to pay ground rent to the person that owns the land you property stands on.


Guaranteed Earned Income


Is income that you receive along with your basic salary that is not part of your normal basic pay under the terms and conditions of your employment but which you are guaranteed to receive.


Guarantor


A Guarantor is a person who agrees to guarantee that a loan will be paid. The guarantor is therefore fully liable for the repayment of the borrowed amount should the borrower default.